Jewelry Q & A

engagement rings ?

Q.Also, does anyone have any good suggestions about a romantic way for me to give this ring to my fiancee? A lot of the romance in this whole proposition has been lost because of my anxiety about spending so much money. I would like to resurrect some of it.

A.We got a 3/4 ct, VSI (higher clarity rating) g-h color for 2600$ from Crown Jewlers, they had been in business , family rn since 1800 something..... gave us wonderful service.... when the finance company he used only lent us $1500 he asked for only $300 in cash, actually he just asked what we could bring.... and said he would personally finance the rest interest free since he liked us...... at the other 2 stores... their financing amount was FINAL......... s owe pay him 100$ a month ...... for 9 months (8 and a portion) I have a wonderful ring... I feel confident about it.. he gave me a written appraisal which I had checked by another jewler against the ring and they said it was accurate....... and I am HAPPY... I hope I made some kind of sense..... please email me if I didnt and I will try to explain more.... Research diamonds, what ratings they should be... ask questions... ask friends who bought diamonds.... call the better business bureau... we thought it would take a weekend to find the ring we wanted.... it took 3 weeks......... My fiance told about his ring searching. Can you believe he went to *23* different jewelers? Some highlights of what he said are: Get a book on jems and read it. You'll learn a lot, including how to tell when the jewelers are trying to snow you. This is vital. Jewelers will =always= try to snow you. Never trust them. But learning how to read them and deal with them works well. Talking with as many different jewelers as possible helps. I went with John on some of these visits, and you won't believe the fiction we heard! Only go to the mall shops to find more jewelers to talk to. Never buy from them, because their prices are always so much higher. This doesn't mean independent jewelers are by definition cheaper, since they can snow you. But it does mean you can get a much better deal from an independent, if you know what you're doing. Once you find a jeweler you can do business with, arrange with him to get a diamond. Most jewelers are in networks in which they can order several diamonds for a 4 day trial, and send them back risk free. This lets them find several diamonds fitting your wants for you to preview. When you think you've found THE diamond, buy it and take it to another jeweler. Any reputable jeweler will let you return a diamond within a few days, so use this opportunity to go to another jeweler who will give you a free evaluation. Realize that the second jeweler will likely tell you that you've been had and that they, of course, can do better, to try to steal your business. Nevertheless, you can take their evaluation back to the first jeweler and demand a better price or a better diamond. J.. got THE diamond GIA certified, and the price evaluation came back at twice what he paid. From what he'd heard, getting an evaluation for more than what you paid is normal. Use the evaluation for insurance purposes.

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